Italian Trulli

Inclusive Financial Services (Private) Limited is a leading microfinance institution offering a wide range of innovative financial solutions to both rural and urban microenterprises, SMEs and small holder farmers. Its wide product range includes SMEs finance, agribusiness finance, micro-leasing finance, building finance, youth entrepreneurship finance and advisory services.

Italian Trulli

  Sharon Haven Mall

  139 Jason Moyo Street
  Btwn 14 and 15 Avenue
  Bulawayo, Zimbabwe

Parkade Center

Shop No. 6 Fife Street,
Between 9th and 10th Ave,

Royal Arcade

Shop No. 8 & 9 Fort Street,
Royal Arcade Mall, Fort Street,
Between 9th and 10th Ave,


Shop No. 12a,
Oasis Mall,
Herbert Chitepo Street,


  Shop No. 1,
  Rainbow Mall,
  886 First Ave,


Shop No. 2,
Sama Arcade,
Robert Mugabe Way,


28 Coronation Drive,


105 Robert Mugabe Way,
Town South,


  9 Robert Mugabe Way,


Shop No. 1,
Fitzgerald Building,
34 Lobengula Street,


Shop No. 1,
Stand 8815,
Inyati Road,


Shop No. 1,
Stand 7199,
Kwekwe Road,


  Stand No. 667,
  Growth Point


Shop No. 90A ,
Main Street,


Inclusive Financial Services (Private) Limited is committed to uplifting the welfare of the disadvantaged in communities it operates in. The organisation ploughs back into the communities by supporting Emthunzini Wethemba Orphanage, Khayelihle Children’s Village and Sandra Jones Children’s Home.

Italian Trulli
Emthunzini Wethemba

Inclusive Financial Services (Private) Limited supports the vulnerable and disadvantaged orphaned children at Emthunzini Wethemba. As clients do business with Inclusive Financial Services (Private) Limited, resources are put aside so we look after the disadvantaged in our communities.

Italian Trulli
Khayelihle Children’s Village

Inclusive Financial Services (Private) Limited makes regular donations to Khayelihle Children’s Village which houses orphaned and abandoned children. By working for Inclusive Financial Services (Private) Limited or doing business with us, be well aware that the impact of your choice is a blessing to the disadvantaged in our communities.

Italian Trulli
Sandra Jones Centre

Inclusive Financial Services (Private) Limited is committed to supporting this orphanage. Sandra Jones Children Home takes care of orphaned, abandoned children of whom are born with disabilities or in crisis. As Inclusive Financial Services (Private) Limited we thank you as our clients, funders or staff members because it is from your dealing with us that we also get resources to support good causes within our communities.

(or press ESC or click the overlay)

Business Services

Micro-Enterprise Finance

They say you are small, but to us you are big business. Thinking about ordering your stocks, acquiring assets/equipment, meeting your small orders, cross boarder business, vending business or household needs? Think of Inclusive Financial Services, we understand your needs as a microenterprise, solidarity group “Mukando” or Burial societies
(Read more)

Youth Entreprenuership Finance

You are the future of the world. Inclusive Financial Services (Private) Limited understands that you have bright ideas, you want to start your own business, you need working capital, you need equipment or need financial advice/mentoring. (Read more)

SMEs Finance

We understand your needs as a Small to Medium Enterprise. You need to stock or procure raw materials, equipment, finance your orders, discount your invoices or promissory notes, build your own premises and above all financial advice. We give you excellent service to meet your needs in time (Read more)

Agriculture Finance

Inclusive Financial Services focuses on small holder farmers. We have deep understanding of your needs that include:-working capital, agriculture equipment, market linkage and advisory services. We give you excellent services that address your needs in time. (Read more)


This is a facility meant for SMEs, Microenterprises, Smallholder farmers or Youth entrepreneurs who desire to acquire equipment, assets and implement in their business. Inclusive Financial Services assists with the funds to acquire asset, equipment and implements which then frees cashflow and clients can pay for the equipment while already utilising the assets to generate income. We believe as business grows there is need for new equipment to increase productivity.


We understand the aspiration of our clients to own their houses, business premises and to improve them. Excellence is one of our values and it gives us satisfaction to see our clients in excellent premises or houses. We offer finance for you to easily achieve that without draining liquidity from your business.

The requirements are as follows:

  1. Current Payslip
  2. Confirmation letter of employment from the employer(Should be a permanent employee)
  3. 3 months bank statement
  4. Proof of current residence


  1. Provides a bridging gap between your needs and your salary dates
  2. Low interest rates
  3. Fast turn around time.

(or press ESC or click the overlay)


Inclusive Financial Services wins big, both Financial Institution Supporting SMEs Award and Enterprises Development Support Award at ZNCC Midlands Chapter Award Dinner 2018...

Read More

Gerald Zhou wins at ZNCC Midlands Awards 2018...

Read More

(or press ESC or click the overlay)


We Offer Agency Services of

1. Motor Insurance

Come to Inclusive Financial Services for all your motor insurance! You can beat the rush and avoid a long wait by walking into any IFS branch today. We offer micro-finance so that you are covered by mitigating the most material risks such as death or expenses related to serious illness.

2. ZETDC Tokens

Inclusive Financial Services seeks to improve convenience in every aspect of IFS client's life. Beat the queue and get your ZETDC Tokens from Inclusive!

3. Intercape Tickets

Whether you are travelling for business or taking your family on vacation, we provide booking services for Intercape Pathfinder buses. Step into any Inclusive Financial Services branch today and book your journey with ease..

Take a Quick survey and Win